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Younger workers often skeptical about Social Security, but it will be a big part of their retirement plan.
It’s pretty common for younger workers to resent FICA withholding and be skeptical about the value of Social Security in their own future. But the fact is that Social Security will be there for them when the time comes and,…
Should you delay getting your flu shot?
Most seniors know that flu season arrives every year, and many get a flu shot as soon as possible to reduce their risk of infection. But did you know that the timing of your immunization could influence its effectiveness? Can you actually…
When you do your retirement planning, count on living to a ripe old age.
Planning your retirement would sure be a lot easier if you knew how long you were going to live. But the best way to make sure you’ll have enough to take you comfortably through the rest of your life is…
Are there flu shots designed especially for seniors? Yes.
There are two flu vaccines that are best for seniors, who tend to have somewhat weaker immune systems, and both of these options are readily available along with the standard vaccines. This Ithaca Journal article by correspondent Jim Miller explains…
Social Security Disability Insurance trust fund – solvency issues and suggestions to fix
The Social Security Disability Insurance (SSDI) trust fund recently averted a short-term benefit shortfall which keeps it stable until 2023. But the base problems – the exploding and excessive number of people now receiving disability benefits, and the lack of incentive…
Don’t be blindsided by the Windfall Elimination Provision or the Government Pension Offset
The Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) may affect anyone who has worked in a government civil service job which didn’t withhold Social Security payroll taxes, but who is also eligible for Social Security benefits. This FEDweek…
Consider more than just Social Security when planning for early retirement
Social Security plays an important part of just about everyone’s retirement, but if you’re planning to retire early there are several other factors you should look carefully into. Those include the terms of your work-pension (if you have one), your…
Free financial advice available in many US cities during October
Advice from certified financial advisors isn’t only available to the well-to-do. During the month of October, free individual financial counseling and free group financial sessions will be available in many cities across the United States. These free events are jointly…
Social Security’s survivor benefit – Help for widows
The loss of a spouse is devastating. Fortunately Social Security is there to help, at least with the financial impact, but there are eligibility rules that apply for when and how much a widow can collect. This nj1015.com article by…
October 3-7: Social Security Administration’s Customer Service Week
Customer Service Is What We Do Social Security has been in the customer service business for more than 81 years, and with Customer Service Week, October 3-7, at hand, it is an exciting time to share the importance of this…