Q & A
Ask Rusty – Should my Spouse be getting half of my Social Security amount?
Dear Rusty: I was referred to you to ask a question about Social Security benefits. I receive about $1,700 a month from Social Security while my husband receives only approximately $750 monthly. Is he entitled to file for half of…
Ask Rusty – Should I Claim Social Security Early Because it is Going Bankrupt?
Dear Rusty: My best friend is going to be 62 and wants to begin taking her Social Security immediately. Her reasoning not to wait is the thought that it is going to run out in 10 years, so she wants…
Ask Rusty – I’d like to retire early, but don’t want my Social Security reduced
Dear Rusty: I will be 65 this year and my husband is 72 (he retired in 2019 at age 66). I would like to retire and enjoy some time with him before he gets too much older. I do not…
Ask Rusty – Can I Claim My Own SS Benefit Now and Get Half of My Husband’s Benefit Later?
Dear Rusty: I would like to get an answer concerning taking my Social Security benefit soon and switching to my spouse’s benefit when he begins to take his. I am 64 years, 9 months old and my husband is 65…
Ask Rusty – How Do I Apply for Social Security and Receive my Payments?
Dear Rusty: I’m ready to apply for my Social Security benefits, and I’m aware of how my benefits are calculated. What I would like to know about is how the application process actually works and how my benefits are received. …
Ask Rusty: I’m Still Confused about Medicare Part A and Part B Enrollment
Dear Rusty: I’m 64 and still working full time, and plan to continue working at least until I’m 70 ~ it’s a good job, and I enjoy it. My job comes with health insurance, so I don’t really need additional…
Ask Rusty – I’m Turning 70. When Should I Apply for Social Security?
Dear Rusty: I have a very simple question: I will turn 70 on September 20th and want to start my Social Security benefits in September. What month should I file my claim? Have there been delays with the reductions in…
Ask Rusty – What is the Formula for Deciding When to Claim?
Dear Rusty: I am curious about the “formula” to decide when to take Social Security while still working. I am past the Full Retirement Age. How do you best address such? Should we schedule a call? Signed: Wondering When Dear…
Ask Rusty – Why Can’t I get my Social Security payment plus my Railroad pension from my Ex-spouse?
Dear Rusty: I have a question. I now get a Railroad Pension from my ex-husband. I did not know it was from the Social Security Administration. I want to collect my SS benefits and my Railroad pension. Can I do…
Ask Rusty – When Will Funds Stolen from Social Security be Replaced?
Dear Rusty: When will the funds stolen from the SS Fund be replaced? They used Social Security when the government ran out of money and used it for illegals. I think the funds should be replaced except for legitimate payments…