Q & A
Why take Social Security early?
Answer: You can claim Social Security beginning at age 62, but if you do that, your benefit will be substantially lower. Still, many people decide to claim at the earliest possible age. Read more… Source: Bankrate.com – May 28, 2014 Notice:…
I pay my monthly premium directly to my Medicare prescription drug plan provider. Why can’t I also pay my income-related monthly adjustment amount directly to my Medicare prescription drug plan provider?
Answer: By law, we must deduct your income-related monthly adjustment amount from your Social Security payments. If the amount you owe is more than the amount of your payment, or you don’t get monthly payments, you will get a separate bill…
When a person who has worked and paid Social Security taxes dies, who is eligible for survivors benefits?
Answer: Social Security survivors benefits can be paid to: • Widows or widowers — unreduced benefits at full retirement age, or reduced benefits as early as age 60 • Disabled widows or widowers — as early as age 50 • Widows…
What is the purpose of Supplemental Security Income, or SSI?
Answer: The purpose of SSI is to help aged, blind and disabled people who have little income and few resources to support themselves. It provides financial assistance to meet basic needs for food, clothing and shelter. You can receive SSI even…
Social Security: How do I get disabled widow’s benefits?
Answer: You may be able to get disabled widow(er)’s benefits at age 50 if your disability must have started before age 60 and within seven years of the latest of the following dates: the month the worker died; the last…
We adopted a baby girl overseas and brought her home with us to the United States. We need to get a Social Security number for her. What do we do?
Answer: In general, to apply for a Social Security number for your child you must: •Complete an Application For A Social Security Card (Form SS-5), which you can find online at www.socialsecurity.gov/ssnumber; Show us documents proving your child’s: •United States…
Should you give Social Security numbers on applications?
Full Question: Last year I noticed online applications starting to ask for an applicant’s Social Security number. Apparently if I don’t submit the number, I can’t go any further in the application process. I feel this is terribly unsafe and recently…
Does Medicare Supplement insurance cover Long Term Care?
Answer: No! According to page 127 of Medicare & You 2014, long term care includes medical and non-medical care for people who have a chronic illness or disability. Non-medical care includes non-skilled personal care assistance, such as help with every day activities…
Can I get Social Security Disability Benefits if I suffer from Guillain Barre Syndrome?
Answer: Guillain Barre Syndrome (“GBS”) is a very serious autoimmune disorder that causes your immune system to attack your nervous system. GBS results in widespread tingling and weakness of extremities which can lead to pain and even paralysis. The symptoms…
I understand that to get Social Security disability benefits, my disability must last at least a year or be expected to result in death. But I’m disabled now. Does this mean that I must wait a year after becoming disabled before I can receive benefits?
Answer: No. You do not have to wait a year after becoming disabled. If you’re disabled and expect to be out of work for at least a year, you should apply for disability benefits right away. It can take months to…