Q & A
I am a widow. I will be 65 this year. Until July 2013, I was working full time but am now working part time. Would I be able to collect my Social Security starting at 65 and then switch to my spousal benefit when I reach 66? Would my late husband’s continue to accrue in the meantime so that I can collect the full retirement benefit?
Answer: You can collect your retirement benefit starting now and your widow benefit starting at full retirement age (66 in your case). Or you can start collecting your widow’s benefit and let your retirement benefit grow through age 70. Only first-rate software can tell you which strategy is best. Read more…
Source: LAURENCE KOTLIKOFF, www.pbs.org
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