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Claiming Social Security at 65 is truly a mixed bag
One can begin Social Security benefits as early as 62 or as late as 70, but Maurie Backman explains why choosing 65 is a sort of mixed bag. The pro side includes getting more checks as opposed to waiting until full retirement age (now 67) or max retirement age (70) to fewer of them. Also, Medicare must begin at 65 (unless still working with employer paid coverage), so it is often a good time to claim and use Social Security income to pay Part B premiums. Cons include living a long life and thus negating a good decision to claim before 67. Still, any claiming before 67 means reduced monthly checks for life. Full piece here.