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Claiming Social Security at 65 Probably a Mistake

It’s an understandable mistake, thinking that because you’re eligible for Medicare at age 65 you should also take Social Security. But, these two programs are totally separate from each other, and enrolling in Medicare at 65 doesn’t mean that’s the best time for you to take Social Security. Indeed, it may very well be a big mistake to take Social Security at 65, because you’d be claiming it before your full retirement age and not only taking a cut in benefits but also exposing yourself to some risk if you’re still working. This Motely Fool article by Maurie Backman explains.

Also, if you’re unsure about your individual situation under Social Security or have questions about your personal benefit entitlements, note that the AMAC Foundation provides an independent free-to-the-public Social Security Advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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