Dealing With Cash Shortfalls in Retirement
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Looking ahead to retirement might give you pause, especially when you take into account the average Social Security benefits (and even the maximum benefits). But if you’re still in the workforce, don’t despair. You still have some options you can consider to improve your financial position for your later years. In a post on foxbusiness.com, Selena Maranjian provides some suggestions, one of which (logically) is to save more while you can. Read her article here…
And while your considering your options, you might want to take a look at AMAC’s Social Security Guarantee–a legislative framework that is being considered in Washington. The proposed framework includes the use of an “Early Retirement Account” (ERA) option as a voluntary companion benefit designed to help workers accumulate funds for their later years. Read about AMAC’s approach here…