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Disability retirement: Avoid it if you can!
Nobody (but maybe an arsonist or a crook) wants to see their own house burn to the ground so they can collect the insurance. Most people hope that all the premiums they pay for long-term-care insurance are “wasted” because they never have to go into a nursing home. Disability retirement is like fire insurance or LTC coverage. Most people don’t want to use, or need, it. But when they do, it is critical. And it can take awhile to be approved…Read More
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