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Divorced? Know the Social Security Rules
Maurie Backman notes it’s a blunder that could really cost you. If you worked and paid into Social Security for at least 10 years, then you’re entitled to a monthly benefit as early as 62. You might also know that even if you never worked, but your spouse did, you can generally claim Social Security in the form of a spousal benefit. But spousal benefits aren’t just for married folks. You may be entitled if you’re divorced. And going after a spousal benefit could result in a higher monthly income than what you would get from Social Security based on your own earnings record. Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.