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Do the Math Before Claiming Social Security

Claim at 62 and forget about it seems to sum up what a majority of Americans do with Social Security. Pity. They leave so much money on the table. Maurie Backman emphatically notes everyone must consider all the scenarios and look at the monthly benefit at various ages, like early retirement age of 62, full retirement age of 67, and max retirement age of 70. Her main point is people need to take lifetime income from Social Security into account in addition to monthly income. Backman explains various scenarios with real financial data and explains the “break even” phenomenon. Read full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-accredited Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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