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Enrolling in Medicare While on Social Security Disability - Chattanooga Times Free Press

Those collecting Social Security Disability Insurance (SSDI) benefits are eligible for Medicare after they have collected SSDI benefits for two years, even if they haven’t yet reached age 65. In fact, SSDI recipients under age 65 will be automatically enrolled in Medicare, and will also become eligible to purchase a Medicare Supplement (“Medigap”) plan or Medicare Advantage plan at that time. However, each U.S. state has unique restrictions on which types of Medigap or Advantage plan a person under 65 can enroll in, so it’s imperative to check with a Medicare specialist to explore additional healthcare coverage for those on SSDI/Medicare under 65. However, when the person turns 65 (at which time SSDI automatically converts to become regular SS retirement benefits), the person will no longer be restricted as to what type of supplemental coverage they can choose – they will have the same full set of options available to anyone else turning 65, as discussed in this Chattanooga Times Free Press article by Toni King. Click here to read more.

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