Give low-income earners more from Social Security

A new study just published by the National Institute on Retirement Security, “Race and Retirement Insecurity in the United States,” presents a dismal snapshot of the state of retirement savings of minority American families. It reports that 54.3 percent of blacks work for employers that offer retirement plans compared to 62.3 percent of whites. And 43.9 percent of blacks participate in those plans compared to 53.9 percent of whites. Among Latinos, 37.8 percent work for employers with retirement plans and just 29.7 percent participate. Only 37.9 percent of non-white Americans have assets in a retirement account compared to 63.4 percent of whites…Read More

 

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