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Having the right mindset about claiming Social Security

There are few American’s who aren’t affected by Social Security, either those already collecting benefits or those whose paychecks are now contributing to the program. Indeed, while a large majority of those already retired say that Social Security plays a “major” role in their financial well being, a much smaller percentage of those still working share that view. In this Motley Fool article, columnist Sean Williams delves into the results of a recent survey to analyze how the mindset of future beneficiaries might affect their decision on when to claim benefits and how that choice might affect the solvency of the Social Security program. In the final analysis, the decision on when to apply for Social Security should always look at one’s lifetime benefits, not just the size of the monthly check. Click here to read this thoughtful Motley Fool article.

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