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How to Score a Juicier Monthly Social Security Check
For many, the amount of their monthly Social Security benefit is shrouded in mystery. But it need not be. Benefits are calculated based on one’s highest 35 years of employment. So to score a higher check, be sure to work at least 35 years to avoid a “zero” calculation year. Working more than 35 years might mean replacing a low wage year when you were young. Lastly, experts always advise waiting, to age 70 if possible, as each month and year beyond 62 will yield a higher benefit. Read more from Matthew Frankel’s article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.