Q & A

I am 63, married and we are both working. My wife is two years younger than I am. I want to retire at 65. When should I start taking my social security?

Answer: The Social Security Administration is a great place to start. It will answer your questions, help you make sure your credits are correct and, with the help of your financial adviser, plan your distribution strategy. Check your Social Security statement or go online to www.ssa.gov and set up an account.

SourceGregg Collier, via www.orlandosentinel.com)

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