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If you adopt some of these New Year’s resolutions, your financial life will be better

Some things never change, including most of these recommendations I make every year. Your financial life will be easier in 2015 if you make and keep some of these New Year’s resolutions: Don’t buy something on credit unless you know how and when you’re going to pay it off. It’s not necessarily bad to take out a loan or charge something on a credit card. It is bad if you don’t have a realistic repayment plan before deciding to spend the money.
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