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Is age 66 your best age to claim benefits?

In a nutshell, your Social Security benefit amount is based upon your “primary insurance amount” (computed from your 35 highest-earning work years), your “full retirement age” (which is based upon your year of birth), and the age at which you decide to start your benefits. While you can’t do much about the first two if you’re staring age 62 in the face, you can and should very carefully consider what the best age is for you to start collecting Social Security. In this article by Sean Williams, the author posits that considering the potential benefit cuts looming in 2034, age 66 could be your optimum age to apply for Social Security. Click here to read more.

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