Q & A
Is it true that my child can receive Social Security benefits based on my earnings record?
Answer: Your child–whether he or she is your biological child, adopted child, or stepchild–may be able to receive Social Security monthly benefits based on your earnings record if you’re receiving disability or retirement benefits from Social Security, or in the event of your death. These often overlooked benefits can provide steady income for your family when it’s needed the most. How much will your child receive from Social Security? When you start receiving retirement or disability benefits, your child may be eligible to receive up to 50% of your benefit. When you die, your child may be eligible to receive up to 75% of your basic benefit (the benefit that the Social Security Administration calculates you would have received if you had reached full retirement age at the time of your death). Various factors will affect the amount of your child’s benefit, including whether other family members are also receiving benefits on your earnings record. Read more…
Source: Dion Money Management
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