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Is our retirement system ‘flawed’?

We see it and hear it every day: Americans have little or no retirement savings. According to a new report from the Economic Policy Institute, the problem is that while 401(k) plans are meant to supplement Social Security, the average Social Security benefit about produces $1,470 a month. The typical American spent about $3,900 a month last year on basics such as food, housing, utilities, transportation, and healthcare. Retirement accounts are expected to fill the gap; however, many people simply don’t have access to employer-based retirement plans. Read article here…

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