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It Could Pay to Rethink Delaying Social Security

Katie Brockman notes that the monthly income you’ll get for the rest of your life is based on the age you begin claiming Social Security. Thus, it’s critical to choose wisely. Delaying until age 70 yields the highest monthly benefit, but the fewest checks, as one could have been receiving a monthly check since age 62, albeit up to 30% lower, though. If you file early and change your mind, you can reverse your decision ne time within 12 months. But if you delay benefits and then regret it, there’s not much you can do at that point. Read Brockman’s entire article here.

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