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Keep in mind your Social Security survivor’s benefit
I’ve written often about the value of delaying Social Security payments until age 70. You accumulate what the U.S. Social Security Administration calls “delayed credits” by waiting past your full retirement age – effectively purchasing an inflation-adjusted immediate annuity paying 8 percent. You won’t find a better annuity anywhere on the planet in today’s low-interest environment. And you even have the capability of filing and suspending, which delays your benefits but allows you to undo that delay should your life expectancy or other circumstances change. Read more…