Latest News
Keep in mind your Social Security survivor’s benefit
I’ve written often about the value of delaying Social Security payments until age 70. You accumulate what the U.S. Social Security Administration calls “delayed credits” by waiting past your full retirement age – effectively purchasing an inflation-adjusted immediate annuity paying 8 percent. You won’t find a better annuity anywhere on the planet in today’s low-interest environment. And you even have the capability of filing and suspending, which delays your benefits but allows you to undo that delay should your life expectancy or other circumstances change. Read more…
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.