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Know The Rules if Claiming Social Security Early

Claiming Social Security at age 62 remains the most popular age to begin, but it comes with a lifetime cut that far too many do not fully comprehend. Age 62 is NOT one’s full retirement age. Maurie Backman reminds readers of three things one should know about claiming early. Most important is the lower benefit you lock in will be the benefit you’re stuck with for life. Second, you could have some benefits withheld if you work and earn too much between 62 and 67. Third, your lower benefit could result in lower survivors benefits for your spouse. Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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