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Long-term Home Care Isn’t Covered By Medicare - Insurance Newsnet

To be sure, Medicare is a complicated program and one that most American seniors over the age of 65 depend upon for their normal healthcare needs. “Normal healthcare needs” includes most expenses while hospitalized, and also most expenses incurred from outpatient services obtained outside the hospital setting. But the reality is that Medicare only covers a portion of both inpatient and outpatient healthcare services and it is the uncovered services that catches many unsuspecting seniors by surprise. Of course, there are supplemental (Medigap) plans and Medicare Advantage plans which offer coverage in addition to that provided by original Medicare, but even that added coverage doesn’t provide benefits for long-term care – either in a nursing home, assisted living facility, or at home. At that leaves many seniors lacking in coverage at a time when they need it most, as described in this Insurance Newsnet article. Click here to read more.

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