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Looking at a Full Retirement Age of 70–A Supportive Viewpoint

Perhaps one of the most incendiary components of the argument over the looming Social Security solvency problem is the thought of moving the program’s full retirement age (FRA). Currently set at age 67 for those born in 1960 or later, one notion frequently advanced is to reset that to age 70, a suggestion that draws considerable fire. While the FRA setback’s purpose would be to make a major improvement in Social Security’s long-range financial health, the move is often judged to be unfair and representative of a cut in benefits over the long haul. Much has been written about the negative aspects of the age-70 setback, but there are those in support of such a move. The attached post from advisorperspectives.com by Kahler Financial Group founder Rick Fahler provides an interesting view on the argument, using thoughts from multiple academic sources and the National Institute of Health to support a positive view of the change. Read the post in full here.

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