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Lower retirement costs by spending less – see how here
This article by Maurie Backman notes that retirement is more expensive than people think. Nearly half of older households wind up spending more money, not less, during their first two years of retirement. However, these five steps can be taken to reduce your retirement costs and alleviate that concern. First, pay off your mortgage. Second, downsize to a smaller living space. Third, move somewhere you don’t need a vehicle to lower transportation costs. Fourth, stop outsourcing home maintenance tasks like lawn mowing and house cleaning. Fifth, take advantage of senior discounts. Read full piece here.
The Association of Mature American Citizens (AMAC) is a senior benefits organization that offers excellent benefits and discounts and lobbies on Capitol Hill for legislation to improve the lives of senior citizens. Its sister organization, The AMAC Foundation, offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.