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Make retirement savings last

After raising six children and working nearly 25 years at Blue Cross Blue Shield of Michigan, Elroy Grandy says he spent his first few years in retirement spending a bit too much. “Isn’t retirement something to really celebrate?” says Grandy, 65, who did graphic design work and took an early retirement buyout in 2009. Grandy has a pension, Social Security coverage and retirement savings. But he and his wife, Kathleen, realized that they were withdrawing too much of their savings in the first few years. The Wyandotte, Mich., couple initially treated themselves to eating out more often than they would have in the past. He remembers going to an art fair and splurging on some artwork early on, too...Read More


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