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Why Workers Sign Up for Social Security at Age 62

The most popular age to sign up for Social Security is 62, with 32 percent of men and 38 percent of women born in 1946 claiming benefits at that age. Starting benefits at age 62 provides valuable retirement income as soon as possible, but it also triggers a reduction in monthly payments because retirees collect them over a longer period of time. A 62-year-old who signs up for Social Security in 2014 will get 25 percent smaller checks than if he waited to claim at age 66, his full retirement age. Here’s why many retirees claim Social Security at 62, even though it results in significantly smaller monthly payments…Read More


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