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Making Your Spousal Benefit Bigger
As with most things Social Security, what seems simple on the surface gets more complicated as you dig further. Such is the case with benefits for spouses. Most think simply that a spouse will get 50% of the benefit the higher earning spouse is getting. Sounds simple enough, except that is only the case if the spouse benefit is taken at the spouse’s full retirement age, which is different depending upon the year you were born. This Forbes article by contributor John F. Wasik walks us through the nuances of spousal benefits. Click here to read more.
Also, if you’re unsure about your individual situation under Social Security or have questions about your personal benefit entitlements, note that the AMAC Foundation provides an independent free-to-the-public Social Security Advisory service to help Americans navigate the complexities of this program. Learn more about it here…