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Making Your Spousal Benefit Bigger

As with most things Social Security, what seems simple on the surface gets more complicated as you dig further. Such is the case with benefits for spouses. Most think simply that a spouse will get 50% of the benefit the higher earning spouse is getting. Sounds simple enough, except that is only the case if the spouse benefit is taken at the spouse’s full retirement age, which is different depending upon the year you were born. This Forbes article by contributor John F. Wasik walks us through the nuances of spousal benefits. Click here to read more.

Also, if you’re unsure about your individual situation under Social Security or have questions about your personal benefit entitlements, note that the AMAC Foundation provides an independent free-to-the-public Social Security Advisory service to help Americans navigate the complexities of this program. Learn more about it here…

This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.

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