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Medicare Advantage vs. “Original Medicare?” - Medicare Rights Center
Medicare Advantage is, essentially, private healthcare coverage which replaces “original Medicare” and, due to very aggressive marketing in recent years, Medicare Advantage plans now provide a majority of healthcare services to American seniors. The alternative to Medicare Advantage is, of course, “original Medicare” which most people find needs to be supplemented with a private, extra cost “Medigap” plan to cover healthcare costs which Medicare doesn’t.
Advantage plans are a tempting alternative to “original Medicare” because they usually have only a small (or no) additional premium and often provide services beyond those provided by original Medicare and a Medigap plan. Attractive, indeed, except that many who sign up for Medicare Advantager, for a variety of reasons, suffer “buyer’s remorse” and want to switch back to original Medicare and a Medigap plan. And that’s where current rules may get in the way of that being an option, as explained in this article by Mitchell Clark, appearing at the Medicare Rights Center’s website.