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Might You Regret Waiting Until 70 to Claim Social Security?

The general mantra is always delay Social Security as long as possible, to age 70 if possible, to maximize your monthly benefit for the rest of your life.  But is that universal advice, in other words, is it always wise?  Christy Bieber examines three scenarios where one might regret waiting to claim later.  They are: 1.) You could die before you break even; 2.) You could get really sick and not be able to enjoy your money; 3.) Benefit cuts could happen before you claim.  She explores each further in the full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

 

 

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