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More Support for the Full Retirement Age Decision

The “when to file” question is one of the the most frequent ones we handle at the AMAC Foundation’s Social Security Advisory Service, and our response most often begins with the “it depends” clause. We point out the discount applied to monthly benefits if one applies early, as well as the benefit of deferring to (or past) one’s full retirement age. For those opting to file at their full retirement age, of course, there are several fundamental benefits to be realized. The Motley Fool’s Kailey Hagen, in a post on tucson.com, explains these positive reasons. Check out her post here…

 

This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.

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