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Remember: Filing Decisions Are Typically Permanent

Allworth Financial’s Nathan Bachrach and Amy Wagner, in a post on, respond to a common question on the minds of many folks looking ahead to Social Security benefits. Specifically, the question involves the potential future increase of monthly benefits, with many folks not aware that their age at filing has a permanent impact on the monthly benefit they receive. In, fact, at the AMAC Foundation’s Social Security Advisory Service, we often encounter callers that assume the reduction for early filing is temporary, and that reaching full retirement age will bring a higher benefit. Read the Bachrach/Wagner post here for a detailed explanation….


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