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One of the Least Understood Pieces of the Social Security Puzzle

AMAC Foundation’s Social Security Advisory Service has to-date helped well over 7,000 folks nationwide navigate Social Security’s intricate and detailed maze of rules and regulations. The questions are wide-ranging, and often get into deep research about how these rules apply to individual situations. But often the contacts we get focus on some really basic areas, like “Exactly how is my benefit determined?” We stress that the formula used sounds rather complicated, but it really isn’t, and after we explain it, our callers have a much clearer picture of where the bottom-line number came from.

For those who have not contacted us with Social Security questions, though, here’s another way to get a better understanding of the process. The Motley Fool’s Christy Bieber, in a post on, walks readers through the calculation steps clearly and concisely. Read her post here…and of course, if you still have questions, don’t hesitate to contact our free public service. Learn more about it here…


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