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Plan to Claim Social Security at 62 — Even if Hoping to File Later

Maurie Backman states unequivocally that your Social Security filing age could have a huge impact on your financial standing in retirement.  Delaying benefits until full retirement age or even age 70 yields the highest monthly permanent payout for the rest of one’s life.  But circumstances may dictate needing to take benefits before then.  That is why Backman says one should plan to begin benefits at age 62 even if the money is not needed then.  Health and job loss are the two biggest unpredictable factors.  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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