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Planning on Waiting Until Age 70? Here are Some Thoughts to Ponder

Choosing the correct time to begin drawing Social Security benefits involves many factors, but one common piece of advice from financial advisors is to defer as long as you can, optimally to age 70, to get a larger monthly benefit payment. Mathematically, that’s true, and nobody disputes that. But there might be other compelling reasons to reconsider the “waiting to 70” option. A post by The Motley Fool’s Ryan Downie on their website takes a look at the pros and cons of early vs. delayed filing, noting that what’s best for any individual is largely a matter of risk measurement. Check his post out here.

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