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Reform ideas to achieve a higher Social Security benefit
Forbes contributor Teresa Ghilarducci points out that most older workers have inadequate savings for retirement. It is well known that Social Security is not enough for most retirees to maintain their living standards. Ghilarducci therefore suggests Social Security should become more innovative and suggests two fixes that could help secure adequate retirement income without extra cost or new bureaucracies. First Congress could allow Social Security to administer bridge annuities to help people delay claiming Social Security benefits and second, allow people to buy extra Social Security credits. Read the details in her full article here.
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