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Retirement and Life Expectancy

Although it may be a morbid subject, life expectancy should be taken in to consideration when planning when to file for Social Security. Americans keep living longer and longer, the population of those aged 90+ tripling in the past 30 years. Statistically speaking, you are more likely to live to 100 than any of your ancestors. Although, you should still take in to account your families medical history when planning your retirement, but take care not to underestimate your personal health. One common error among those filing for Social Security is underestimating how long they will live, and consequently overspending in their earlier years of retirement and running out of savings for their later years. For more information visit this article by Glenn Ruffenach with The Wall Street Journal.



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