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Retirement Income: Will You Have Enough?

Talk to just about any financial advisor and they’ll probably tell you that your income in retirement should be, depending on the advisor, somewhere from 50% to 100% of your pre-retirement income. Of course, much depends on the lifestyle you anticipate when you retire, since you will have a lot more time to fulfill your “bucket list,” unless you decide to semi-retire and continue working in some other field (also an attractive choice for many). The possibilities are almost endless, so where do you start? Well, according to this Yahoo! Finance article by Patrick Villanova, you should target retirement income equal to 75% of your pre-retirement income, and then adjust your retirement plan as necessary from there. There are, of course, tools and financial advisors available to assist as you go, but planning to have retirement income equal to 75% of your pre-retirement earnings is an excellent place to start, as this article explains.

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