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Review Your Lifetime Social Security Earnings - SSA

One of the fundamental factors use to calculate your Social Security benefit when you claim is your lifetime earnings history, as reported to the Social Security Administration by the IRS. Knowing that, doesn’t it make sense to review your earnings history regularly to make sure the Social Security record which will be used to determine your monthly payment is accurate? The answer is obviously “Yes” and doing so is actually quite simple, as explained in this Social Security blog article by Social Security’s Dawn Bystry. You can see your lifetime earnings history – from your first job through your most recent – at your personal “my Social Security” online account, which is easy to create at That gives you access to most everything Social Security knows about you, including an estimate of your future monthly payment based on your lifetime earnings history and the age at which you claim. As this article suggests, regularly reviewing your earnings to ensure accuracy when you apply for benefits is an excellent way to avoid future issues. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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