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Secrets to a Fatter Social Security Check

Selena Maranjian’s piece looks at ways to boost Social Security income. Once you start drawing benefits, there are fewer options to augment that monthly amount, though it will increase each year due to cost of living adjustments. Thus one’s real aim should be to consider the issue of maximizing benefits BEFORE starting them. Maranjian states 1.) work 35 years to avoid a ‘zero” in the calculation; 2.) earn as much as you can; 3.) delay your benefit start date, up to age 70 if you can; 4.) review spousal benefits; 5.) watch your outside earnings once you are collecting, to minimize income tax. Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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