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Should you claim Social Security at 62?

Here’s a reality check:  62 is the most popular age for people to claim their Social Security benefits. That seems somewhat counter-intuitive when you consider that there will be a sizable increase in your benefit payment for each year you wait beyond that, which is a fact that most financial advisors will cite to encourage you to wait at least until your full retirement age (66 or 67, depending upon the year you were born). But here’s another reality – there are at least several really good reasons why your smartest choice is to forego the higher benefit check and take your benefits at age 62, as explained in this Motley Fool article by Maurie Backman. Click here to read more.

If you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. Learn more about it here…

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