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Should You Wait to Claim Social Security?

To take benefits at age 62 or not?  It’s perhaps the biggest decision one might ever make.  Christy Bieber challenges conventional wisdom in this pieces suggesting it may make sense for some to claim benefits early, even though they will be forever reduced.  One’s health plays a key role.  If in poor health then missing monthly checks in order to get a bigger one later on makes little sense.  Bieber also notes spouses must coordinate with one another.  Finally, she answers the question, “Is claiming early the ticket to retirement?”  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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