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Social Security Benefits On Death of Spouse Explained

Trevor Jennewine takes a fairly deep dive into retirement, spousal, and survivor benefits here. A recent survey from Nationwide Retirement Institute found that 44% of adults were unaware that, upon the death of a spouse, the surviving spouse would inherit the bigger Social Security benefit. Eligibility for retired-worker benefits and spousal benefits begins at age 62, but eligibility for survivors benefits begins at age 60. Married couples should carefully consider when they start Social Security, because one spouse’s claiming age could have a substantial impact on the other spouse’s survivors benefit. Full article here.

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