Social Security Disability Insurance (SSDI) - Ask Money

It’s not a pleasant topic to think about, but about 12% (about 1 in every 8) workers will at some point become disabled, and that can have a devastating impact on their financial well being. But fortunately, those who pay into Social Security through payroll FICA or self-employment taxes are, perhaps unknowingly, paying an insurance premium which may entitled them to Social Security disability payments while disabled. There are, of course, many rules and specific criteria which must be met, but SSDI can be – and is for over 8 million disabled American workers – important financial assistance for those unable to work. This Ask Money article by Tina Ruhlow explains how SSDI works and how SSDI benefits are calculated. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here..

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