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Social Security for Married Couples - Insights
When to claim Social Security is a relatively simple decision for single individuals – base your claiming decision on your own personal financial needs. But that decision is not so easy for a married couple, because each couple should look at how one person claiming Social Security may affect their spouse as well. Fact is, that a lower earning spouse may be entitled to additional benefits from their marital partner, but there are also rules for when they can get that benefit. Also, when the spouse claims will also usually affect how much their monthly benefit will be. The sometimes confusing world of Social Security benefits for married couples is addressed in this Insights article.
Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge. Learn more about it here…