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Social Security in 2026 - Motley Fool

Some Social Security rules are designed to automatically change as each new year dawns and, with 2026 just around the corner, it’s important to know what next year holds for those of us on Social Security. This Motley Fool article discusses several changes coming next year, including:

1. The final installment of changes to the SS full retirement age, which legislation enacted in 1983 caused FRA to gradually increase from age 65 to age 67. For those born in 1960 or later, they cannot get full Social Security benefits until they are age 67
2. SS benefits will increase by 2.8% as a result of the annual Cost of Living Adjustment
3. How much it costs to earn each Social Security “quarter credit” is going up
4. The annual limit for earnings by those who claim Social Security early is inceasing
5. The Social Security “payroll tax cap” – the amount of your earnings on which you pay SS FICA or SECA tax is increasing.

Each of these change every year, but it’s important to know how (or if) the changes will affect you, and that is all explained in this Motley Fool article by Christy Bieber.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge.  Learn more about it here…

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