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Social Security should always be contacted after death in the family

(By – Howard Kossover)

Q: My dad died this month at age 89 and is survived by my stepmother. She is in her 80’s and her Social Security is less than his. How does she get benefits as a widow?

A: Let’s start by emphasizing two points. First, always contact Social Security when there is a death in the family.

Call the national SSA toll-free number at 1-800-772-1213 (TTY 1-800-325-0778) or your local office. If more benefits are payable, action can begin to start them and, if not, other information can be given. Second, when eligible for SSA benefits on two records, such as your own retirement and as a widow or widower, you receive the higher amount and not all of one plus all the other.  Read more…

 

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