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Social Security Shrinks if You File Early
Christy Bieber takes Social Security beneficiaries through how their benefits will be permanently reduced if they file before their full retirement age (FRA). Of course one does get more checks, though smaller, when applying before FRA. Ultimately it’s an individual decision, but the consensus view is generally to wait as long as possible, up to age 70 maximum, before starting monthly benefits. Read full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.